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www.ivecospares.com.au Iveco parts for an iveco daily van or iveco daily cab or even an iveco truck, not matter is it is a eurocargo, stralis, powerstar, acco etc, are easy to find, what is hard to find is the correct part that will not only fit your iveco, but will also not cause any damage. There is a saying that says, “sometimes the cheaper option is more expensive”. Iveco parts the perfect example of this saying. It doesnt mean because your saving money on buying the parts that this will be the case. Buying the wrong part for your iveco can cause other problems that will cost you more money in the long run. It doesnt matter if you are buying an iveco diesel engine, parts for an acco, radiator, iveco iveco lights, ecu, even a bumper bar for your iveco can creat issues if it isnt the right one.

Iveco daily turbo vans have a huge amount of power and these are the many models for sale:

LWB 35C12 High Roof
LWB 35C12 High Roof (Heavy Duty)
LWB 35C12 XHigh Roof
LWB 35C12 XHigh Roof (Heavy Duty)
LWB 35C15 High Roof
LWB 35C15 High Roof (Heavy Duty)
LWB 35C15 XHigh Roof
LWB 35C15 XHigh Roof (Heavy Duty)
LWB 35C18 High Roof
LWB 35C18 High Roof (Heavy Duty)
LWB 35C18 XHigh Roof
LWB 35C18 XHigh Roof (Heavy Duty)
LWB 35S12 High Roof
LWB 35S12 XHigh Roof
LWB 35S14 High Roof
LWB 35S14 XHigh Roof
LWB 35S18 High Roof
LWB 35S18 XHigh Roof
LWB 40C12 High Roof
LWB 40C12 XHigh Roof
LWB 40C15 High Roof
LWB 40C15 XHigh Roof
LWB 40C18 High Roof
LWB 40C18 XHigh Roof
LWB 45C15C High Roof
LWB 45C15 XHigh Roof
LWB 45C18 High Roof
LWB 45C18 XHigh Roof
LWB 50C15 High Roof
LWB 50C15 XHigh Roof
LWB 50C18 High Roof
LWB 50C18 XHigh Roof
LWB 60C18 XHigh Roof
LWB 65C18 XHigh Roof
MWB 35C12 High Roof
MWB 35C12 High Roof (Heavy Duty)
MWB 35C12 XHigh Roof
MWB 35C12 XHigh Roof (Heavy Duty)
MWB 35C15 High Roof
MWB 35C15 High Roof (Heavy Duty)
MWB 35C15 XHigh Roof
MWB 35C15 XHigh Roof (Heavy Duty)
MWB 35C18 High Roof
MWB 35C18 High Roof (Heavy Duty)
MWB 35C18 XHigh Roof
MWB 35C18 XHigh Roof (Heavy Duty)
MWB 35S12 High Roof
MWB 35S12 XHigh Roof
MWB 35S14 High Roof
MWB 35S14 XHigh Roof
MWB 35S18 High Roof
MWB 35S18 XHigh Roof
MWB 40C12 High Roof
MWB 40C12 XHigh Roof
MWB 40C15 High Roof
MWB 40C15 XHigh Roof
MWB 40C18 High Roof
MWB 40C18 XHigh Roof
MWB 45C15 High Roof
MWB 45C15 XHigh Roof
MWB 45C18 High Roof
MWB 45C18 XHigh Roof
MWB 50C15 High Roof
MWB 50C15 XHigh Roof
MWB 50C18 High Roof
MWB 50C18 XHigh Roof
SWB 35C12 High Roof
SWB(3000) 35C12 High Roof (Heavy Duty)

Specifications Summary:

Engine: S12: 2.3 CTDi 116bhp

S14: 2.3 CTDi 136bhp

S18: 3.0 CTDi 176bhp
C12: 2.3 CTDi 116bhp
C15: 3.0 CTDi 146bhp
C18: 3.0 CTDi 176bhp Will carry(deduct weights of driver & passengers):

35S12/14/18: 1185kg – 1500kg

35C12/15/18: 1030kg – 1385kg

35C12/15/18 Heavy Duty: 1000kg – 1355kg

40C12/15/18: 1755kg – 2120kg

45C15/18: 1990kg – 2315kg

50C15/18: 2590kg – 2915kg

60C18: 3165kg

65C18: 3640kg

Load volume: Low Roof: 7.3m³, 8.3m³

High Roof: 9.0m³

XHigh Roof: 13.2m³, 17.2m³

Load height: Low Roof: 1545mm High Roof: 1900mm XHigh Roof: 2100mm Load length: SWB(3000): 2600mm
SWB(3000L): 3000mm
MWB: 3520mm
LWB: 4560mm Load width: 1800mm Load width between wheel arches: S12/14/18: 1320mm
C12/15/18: 1030mm Fuel type: Diesel Warranty: 3 yrs/UL Service interval: 30,000km or 40,000km
depending on model

SWB(3000) 35C12 Low Roof
SWB(3000) 35C12 Low Roof (Heavy Duty)
SWB(3000) 35S12 High Roof
SWB(3000) 35S12 Low Roof
SWB(3000) 40C12 High Roof
SWB(3000) 40C12 Low Roof
SWB(3000) 45C15 High Roof
SWB(3000) 45C15 Low Roof
SWB(3000) 45C18 High Roof
SWB(3000) 45C18 Low Roof
SWB(3000) 50C15 High Roof
SWB(3000) 50C15 Low Roof
SWB(3000) 50C18 High Roof
SWB(3000) 50C18 Low Roof
SWB(3000L) 35C12 High Roof
SWB(3000L) 35C12 High Roof (Heavy Duty)
SWB(3000L) 35C12 Low Roof
SWB(3000L) 35C12 Low Roof (Heavy Duty)
SWB(3000L) 35S12 High Roof
SWB(3000L) 35S12 Low Roof
SWB(3000L) 40C12 High Roof
SWB(3000L) 40C12 Low Roof
SWB(3000L) 45C15 High Roof
SWB(3000L) 45C15 Low Roof
SWB(3000L) 45C18 High Roof
SWB(3000L) 45C18 Low Roof
SWB(3000L) 50C15 High Roof
SWB(3000L) 50C15 Low Roof
SWB(3000L) 50C18 High Roof
SWB(3000L) 50C18 Low Roof

whatever it may be that you are unsure about, have a look at www.ivecospares.com.au and you might find the answers you want there.

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Source by Iveco Spares Australia www.ivecospares.com.au

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Trailers have assumed a lot of importance in industrial application these days for carrying loads from one place to another place in factories and industrial sheds. Industrial applications have evolved tremendously necessitating the need for large automated vehicles like the trailer hitches for a simple transfer of industrial objects within the factory.

With the development of technology, things have considerably changed with the passing of time and many advanced kind of trailers are available now like the gooseneck trailer, the car haulerused in SUV’s, the dump trailers,the  equipment trailer and the  utility trailer. The dump trailer are used for carrying trash from the one recycle bin to the other and the transferred to the garbage disposal pit. The equipment trailer and the utility trailer are also used for transferring objects from one place to the other. Industrial applications have evolved to a considerable extent today and objects need to be transported to places so that can be processed in time for manufacture and shipment. Industrial trailer hitches like as they are more often called can be used for a raft of purposes ranging from transfer of raw material within the factory for processing purposes.

Pickup industrial trucks and advanced SUVs which make use of trailer hitches have a wide variety of uses. They can easily pull equipments like cargo trailers,dump trailers, gooseneck trailer, boats, and campers, car haulers,and  equipment trailer a large number of industrial items. There are many types of trailer hitches available now which are used for carrying weights in the field of industrial applications. Most pickup industrial trucks make use of equipment called the ball trailer hitch. Other popular types of industrial trailer hitches that are capable of carrying a large amount of industrial loads are the fifth wheel hitches and the gooseneck trailer hitches.

It is very important to have a burly truck to haul whatever kind of a load is linked to the industrial trailer hitch. The industrial truck must have a high amount of engine strength to build up a strong impetus for pulling up the trailer. That is the reason why a large number of cars do not have trailer hitches because they cannot withstand of a trailer hitch. Trailer hitches have to be installed quite correctly to the industrial vehicle like the truck so that the complete hitch fix can approach off quite easily , leaving the industrial cargo quite far behind. Generally, the hitch is installed on a kind of a bumper that must be mounted under the equipment called a tailgate. The capacity of this rig decides how much kind of an industrial load the hitch will be able to handle. Different classes of hitches can take up different kinds and types of weight. Class-1 kind of trailer hitches likes car haulers not able to carry heavy capacity of industrial load and they can generally carry a load only up to an amount of 2000 pounds making them perfect for use in minor industrial applications. The Class-5 kind of trailer hitches is the most durable kind of a trailer hitch, which has a load carrying capacity of more than 10,000 pounds.

Most kinds of pickup trucks and heavy sport utility vehicles make use of ball trailer hitches for carrying loads.

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Source by Angelia

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Financing For Semi lorries, Over The Road Trucks, Big Rig Truck, Minimum credit score 525

Locating financing for Semi trucks, over the road wagons, and big rig lorries could be a major job. Today’s economy is all over the place and typical semi truck financing has dried up at many banks and / or lending institutions.

Because of a contracting economy, many banks have excess inventories on their books that they need to put back at streetlevel. These in-house inventories are non earnings-producing, therefore putting stress on the lender to make and agreement with the shopper. These deals can be found in the price, the financing or a mix of both.

An off lease commercial vehicle and / or construction apparatus has been returned to the bank as the lease has expired. The lessee has decided to return the item in lieu of excercising the buyout option. Either way, the bank has taken these wagons and / or equipment back and must now recondition the things and either sell these things or re-lease them.

Some lenders offering repos and off semi trucks in the repo market offer these trucks with the minimal credit score of 525. This gives the start up and / or seasoned business an opportunity to start and / or expand their fleet with blemished credit. This opportunity would have never existed in the past. Other lenders offer no credit check but are reference and revenue driven to make sure they have qualified a good applicant to take over one of their over the road trucks. The semi wagon financing in this paragraph doesn’t stop here, others lenders with good credit and time in business offer no down payments and up to 60 months to reimburse. This obviously gives the over the road wagon owner operator an unique chance to acquire semi van financing.

The types of semi lorries, over the road trucks, and big rigs we are speaking for financing are :

Peterbilt, Kenworth, Freightliner, Mack, global, Volvo

Remember the financing deals on reefer trailers, flatbed trailers, drop deck trailers and gooseneck trailers…This might include makers such as Wabash, Doonan, use, Wilson, Fontaine, Innovative, Great Dane and Vanguard

In conclusion, this is a buyers market for owner operator lorries, and trailers,. Check out all the deals in the market and ensure that you’ve got a stable income base to presume whatever debt that you may happen.

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Source by Joan Williams

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Ford F 150 has been reigning supreme in the category of pick up vans for long. It has been able to maintain this position because of the constant innovation by the Ford management. There are at least a dozen models for the customer to choose from. They are different from each other in terms of configuration and levels. Apart from the different models that are offered, the Ford F150 also has a number of features coupled with high performance and power. No wonder that Ford F150 has been able to maintain its numero uno position for decades.

Apart from all the features and accessories that the Ford F150 comes with, you can also add your own choice of accessories from the collection of Ford F150 parts. The lights and interior parts contribute to improving the looks while the performance parts enhance the engine performance. Let us look a little closer at the Ford F150 parts.

Wheels capture the eye attention the most. Gain all the attention on the road with larger wheels offered by the Ford F150 parts. Aftermarket wheels of diameter 17, 18, 19 and 20 inch are available. You can also choose the finish that suits your pick up truck the most from chrome, black, gunmetal or silver. With its robust and stylish designs, upgrading with the Ford F150 wheels is a sure way to catch the attention of onlookers.

You can complete the look that you wanted to your Ford F150 with the body kit. The body kit comes complete with bumpers, fender grilles, side skirts, spoilers and mirrors. A new bold look is just an obvious result of installation of the body kit. The look of your pick van can be enhanced further with the wide choice of lights. The corner lights, fog lights, headlights and tail lights contribute to improving the looks as well as the visibility while driving. All the lights are of top quality and you can be sure to relive your eyes off any stress while driving. The fog lights are especially useful while driving in rough weather and you need not take a day off from work!

The entire range of Ford F150 accessories help in providing a luxury look to the pick up vehicle. Ergonomically designed seats not only improve the seating posture, but the elegant look transforms the appearance of the interiors. Here again you are offered a wide range to choose from and each one promises both style and comfort. You can change the look of the interiors by adding custom floor mats, knobs, window mirrors etc. they can also be mixed and matched to give an appearance that goes with your lifestyle and preferences. A little creativity and imagination from you in selecting the interior parts can bring in a fresh look for your Ford F150 that will speak volumes about your personality.

The performance factor of Ford F150 can be considerably improved with the range of Ford F150 performance parts. A little chip installed in the engine can tremendously improve the power and torque of the engine. The performance chip, as it is called, is specially designed and customized for the each and every make and model of the Ford F150. You can unleash the full power with the wide range of performance parts which includes F150 exhaust, F150 gears andF150 throttle body in addition to the performance chip. You can shop for Ford F150 parts online and select from the entire range available. All the parts are of high quality and design to ensure that you get the best out of them in terms of both performance and appearance.

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Source by Reshma

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Real Life Stories -Could Be You

Note: All of these stories are true. Some have fictitious names due to the desire of the individuals.

Auto Repossession: Elizabeth Lountz and her husband John Lountz are in their early sixties. They are through raising their family and decided after many years of being relegated to renting, that they wanted a little home of their own. Elizabeth works at one of the local hospitals and William works for one of the local car dealers as a detail man.

Neither have a college education, much less a high school education. Their meager savings (about $6,500) equated to a ten percent (10%) down payment on the home of their choice in their neighborhood. Doesn’t seem like anyone can purchase a home for under $75,000 but they found one. Well, when they applied for a mortgage, they thought that their credit was decent. After all, these poor folks paid most of their bills by going to the post office and buying postal money orders.

Being basically poor, the only thing that they ever financed was a few pieces of furniture and some used cars during their lifetime. They never had the luxury of buying a brand new car so they always went to the used car lots and listened to the false promises of you know who. Well it seems that Lizzie (nickname) bought a used Nissan from Ugly Rabbit Used Car Sales

They were kind enough to sell her a $1,000 car for $2,000 plus interest (about 36%). After a down payment of $250 and making monthly payments for over eighteen months, Lizzie got sick at work and had to take some time off. Naturally they couldn’t make the car payments so William and Lizzie drove on down to Ugly Rabbit and told the manager about their problems.

The manager was salivating because William had the car in better shape than when they bought it almost eighteen months previous. Lizzie was distraught because she couldn’t keep up with the payments. The manager told her not to worry about anything. They probably will sell the car and she wouldn’t have to make her last six months payments.

Lo and behold, we pulled up their credit report in the process of getting them approved for a mortgage. Yep, there in black and white was an entry. “Ugly Rabbit Auto Finance” for the family indicating a “voluntary repossession”. Mind you the word repossession means repossession. Whether or not it’s involuntary or voluntary, the credit experts don’t give a hoot. The simple fact that you have a, repossession is a no-no in credit.

When we read that, I immediately called Lizzie and asked her if she had received any correspondence from the dealer or finance company informing her of the date, place and time of sale. She was emphatic. She received nothing. Here is where knowledge steps in.

I was casually reading the Attorney General’s website for the state of Florida one night. I was curious about repossessions. Wow, what, an education. I found a test case in Tallahassee, FL regarding Barnett Bank versus Johnson. I believe it was the 6th Circuit Ct. The bank was suing Johnson for a deficiency judgment regarding repossession of his pickup truck

Failure to Notify

The bank failed to notify Mr. Johnson of the date, time and place of sale. Furthermore, the sale was conducted at a dealer only auction. Without notifying Mr. Johnson of any of the above, the Judge ruled that because Mr. Johnson was deprived of the right to redeem his truck and therefore lost any vested interest, the amount of what the bank received constituted full payment and the bank waived it’s right for a deficiency judgment.

Secondly, when the truck was sold at a dealer only auction, the public was deprived of the right to bid; therefore the amount received did not constitute fair marker value. The truck was sold in what was described as a commercially unreasonable sale.

When I realized the impact of this test case, it became apparent that the Lountz family was a victim of the same circumstances. Now remember the Fair Credit Reporting Act and the Fair Debt Collection Act. The dealer could not furnish the Lountz family with 100% of the information regarding their account.

Hell, he couldn’t furnish proof of sending them mailings telling them where the car was going to be sold. He knew he was selling it to his buddy down the street. There was no auction sale. The dealer clearly circumvented the law. So when they wrote the dispute letter to the credit reporting agencies and requested all of the information regarding the transaction, no one could supply a thing.

The result was that Elizabeth called me excited one night. She said “Mr. Regis, I have a letter from the credit reporting agency. They denied us.” I said “Elizabeth spell me denied”. The answer was spelled deleted. I said, Elizabeth, your repossession was deleted from your credit report. End of this story. They got their mortgage and send me a card every Christmas.

After helping about twenty-five people in the Orlando area, I see a strange thing happening. Now the local newspapers are heavily advertising bank and finance company repossession sales. PUBLIC INVITED, NO DEALERS. Amazing what one man’s quest becomes another man’s means of survival.

I have many stories about repossessions. The simple fact is, the dealers (mostly used car dealers) know the law or are totally ignorant. They think that these poor unfortunates fell off of the last fruit truck to leave town.

They have no place to turn to so they just go on about life and continue to be prey to high interest rates and unscrupulous lenders. I hope that the knowledge that I gained can help other poor, unfortunate souls. I can write stories upon stories about repossessions but still have other areas to cover.

Regis Sauger

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Source by Regis Sauger

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Scammell began when George Scammell of Spitalfields, London developed his business. 

George Scammell’s great nephew, Lt Col Alfred Scammell was injured and invalided out of the army during World War 1 and he was able to apply the practical experience he had gained during the war and began developing the articulated six wheeler, which began production in 1920. 

1929 saw the introduction of the articulated “hundred tonner” heavy haulage vehicle and only two of these vehicles were produced.  The early 1930s saw the production of the 3 wheeled “Mechanical Horse”.  It featured automatic carriage coupling and the single front wheel could be steered through 360 degrees. 

During World War 2, Scammell made a massive contribution to the war effort by building large numbers of tank transporters, gun tractors and heavy recovery vehicles as well as fire pumps.

In the late 1940s, Scammell produced the Scarab, which replaced the “Mechanical Horse”.

1955 saw Scammell become part of the Leyland Group and this provided ready access to the Leyland engines, gearboxes and axles.  A gradual replacement for the lightweight range by new models using Leyland engines including the 4×2 Highwayman MU and a 4×2 forward control MU called the Handyman.  Many military versions were supplied to the Ministry of Defence.  However, pressure from UK hauliers resulted in the development of 4×2 versions.   So popular were these units that production was transferred to Guy Motors at Wolverhampton.

The late 1970s saw a surge in development and the birth of the Contractor Mark 2 heavy hauler and the first Commander Tank Transporter for the British Army were produced.  Two developments by Leyland Motors at the end of the 1970s benefited Scammell.  Leyland wished to develop two new heavy vehicle ranges, the overseas bonneted Landtrain and the UK forward control Roadtrain that would feature the new C40 tilt cab.

In 1987, Scammell learned that the tender for 1522 such vehicles was successful, but also that the Leyland Group had been purchased by DAF BV of Holland.

In July 1988, the Watford factory closed.  The S24 and the Nubian ranges, together with the rights to the Crusader and Commander were sold to Unipower Ltd, who opened a new plant in West Watford.

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Source by Dawn Martin

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A Herculiner bed coating costs only about one-fourth what a professionally applied bed liner will.  It’s natural to go for the do-it-yourself solution.  The two coatings are similar but not really equivalent.

A professional spray on liner, like one from Line-X or Rhino Coatings, derives it’s durability from the type of coating and from the thickness.  The material in these professional liners comes as a two-part paint that’s extra tough and extra fast drying.  The real key to the durability though is the thickness of the coating.  Professional liners consist of up to about 5 gallons of “paint.”  Put that much roll on bed liner paint on yourself and you’ll see very little savings over letting somebody else do it for you.

But for many applications, a paint on bed liner works well enough.  Especially for older trucks, the do-it-yourself coating certainly improves looks.  It adds a measure of protection at the same time.  Here’s how to make sure the coating works for you.

Cleaning the surface to be coated is nothing but boring work, but it is essential as a first step to get paint to stay on.  Cleaning must include using a solvent that will remove old grease and wax.  Just washing won’t do.  Paint can’t stick to a greasy waxed surface.

After cleaning comes some rough work.  It’s rough sanding that must happen.  No fine sanding is required but very rough sanding helps the paint stick and stay stuck.  On an older truck the sanding step is where you get to repair existing damage while you are at work.

Next, any bare paint should be spot primed.  Using a primer over the whole bed certainly can’t hurt, but really isn’t necessary.  Make sure to prime bare places though.

Actually applying the bed liner paint is the easiest part of the whole project.  After proper preparation. putting the paint on is so simple.  It may seem may seem that applying paint with a brush or roller produces inferior results compared to spray.  It’s not so.  Thick bed liner paint settles as it dries and all the roller or brush marks just fade away.

Herculiner bed coating works especially well on older trucks with damaged paint.  Getting the surface to be coated properly cleaned and sanded is key to a successful bed liner project.  The work to be done is simple but it does take time and effort.

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Source by Alan Bullington

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You have moved into your dream home, or your next stop on the property ladder, unpacked all of your boxes, and put everything in its place. Your house looks great, with one big exception – that huge pile of broken down cardboard boxes in the corner of the basement. What do you do with this unsightly fire hazard? Before you drag all of the boxes to the curb to be sent to the landfills, consider your options for recycling them.

Donate Your Boxes

Believe it or not, you can donate your boxes to the companies that sell new and used moving boxes. Many companies take a portion of the proceeds from the sale of boxes they receive as a donation and pass it on to needy members of the local community. So by donating your boxes you are helping in two ways. You are keeping extra cardboard out of the environment and the landfills, where it will gradually rot while taking up tons of space, and you are also helping needy people within your local community.

When you donate your boxes, call the company first to see how they want you to package them. You may need to make sure all of the boxes are clean, and you may need to break them down. This makes them easier to store for the company that will be reselling them. However, before you start breaking them down, call, because you will be wasting your time if this is not required. Some companies even provide pick-up services for people with a lot of boxes to get rid of.

Offer Them to Someone Else

Do you know someone who is moving too? They might want your boxes, and they might be willing to come and get them from you. If not, put an ad in your paper or in one of the many free online classifieds for your local area letting people know that you have boxes available. If you are donating them to a stranger, make sure you arrange for a safe pick up scenario. You do not necessarily want a stranger to enter your home to pick up boxes, but you could meet in a public location or drag your boxes outside for him to take.

If All Else Fails, Recycle

If you cannot find a place to donate your boxes to, look into your options for recycling them. Check with your local recycling center to find out what the procedure is for recycling cardboard boxes. You will probably need to break them down and stack them. Do not just drag the boxes to the curb, as you will not be assured that it is the recycling truck that picks them up versus the regular garbage truck. Make sure that you make all of the necessary arrangements for a proper pick up.

If curbside pick up is not available, find out where you can take them to be recycled. This is a hassle, but when you stop and think about the fact that most of the paper waste in today’s landfills is cardboard, you will understand the importance of recycling those boxes.

Remember, if you are using quality moving boxes, they are probably in good shape after your move. Someone else can, and should, benefit from your unneeded boxes. You can save someone a lot of money by donating them to a moving box company or a friend in need, and you will be doing your part to keep our landfills clear. As an added bonus, you will have a spot in your basement to use for your actual treasures, rather than those unwanted, unattractive cardboard boxes

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Source by A Nutt

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Work trucks, new and used, are offered for sale with easy financing through participating banks working with dealerships, auction houses, and brokers.

In today’s unstable economy, the start up and seasoned business has an unique opportunity to acquire an attractive deal for off lease and repo work trucks with possible easy financing. Due to a contracting economy, many lenders have excess inventories on their books that they need to put back on the street. These in-house inventories are non income producing, therefore putting pressure on the lender to make a deal with the potential customer. These work truck deals can be found in the price, the financing or a combination of both.

Off lease work trucks has been returned to the lender as the lease has expired. The lessee has made a decision to return the work truck in lieu of exercising the buyout option. A repo has arisen due to a default of the lessee for non payment terms or a violation of the terms of the lease. Either way, the lender has taken these trucks back and now must recondition the work trucks and either sell these trucks or re-lease them.

The lender will either advertise their inventory through their internal sales force or outside professionals such as brokers to move their inventories as quick as possible. Sometimes as these inventories either sit or whatever reason aren’t moving, the lender may put these items up for auction.

For this article, the type of work trucks we are going to identify for sale are the following

Dump trucks, flatbed trucks, grapple and landscape trucks, fuel and lube trucks, bucket and boom trucks, over the road and day cabs, semi and big rig tractors, tractor trailers, water trucks, tow trucks, box vans and straight trucks, septic and sewer trucks, roofing trucks and car haulers.

These work trucks for sale are manufactured by Kenworth, Peterbilt, Freightliner, Internationals, Sterling, Mack, Ford, GMC, Volvos and Chrevolets

Some of the lenders in the market have advertised personal credit qualifications as low as 525, prior bankruptcy rules amended or ignored and startups welcome. Additionally, the front money to commence the lease can start as low as first payment to whatever you might able to negotiate. Some of the lenders have application only programs up to $150,000. There are no financial statements, income tax returns or bank statements required.

Additionally, financing a work truck is available where no credit is pulled for selected dealerships. Customers that have excellent credit will qualify for special financing rates.

Whether you have good credit, bad credit, a start up business or need a low or little down payment, there are work trucks for sale and financing available for you in these volatile economic times.

In conclusion, this is a buyers market for work trucks, commercial trailers, and construction equipment. Check out all the deals in the market and make sure that you have a stable income base to assume whatever debt that you may occur.

Happy hunting for your work truck acquistion.

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Source by Rick Reed

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There are many types of bedding common to horse farms across North America. At each barn you will see owners that swear by their bedding type, and assert that it is far better than anything else. But, how can you tell which bedding really is best?

When choosing what to use as bedding, there are several factors to consider. These include the material, its availability, cost, ease of cleaning, disposal and the existing flooring. Because every barn is different, every barn owner makes a different decision when it comes to the best bedding.

Material

The most common types of bedding are shavings and straw. Shavings come in every grade from sawdust to large, thick flakes. While sawdust is more absorbent, it is dusty and not as good for the lungs. Large flake shavings are a lot more expensive, but are a healthier alternative. Straw is the leftover stalks of various grains, usually oats, barley or wheat.. Some straw can be coarse or even prickly, while other types are soft and absorbent. Some horses like to eat straw.

Less common bedding choices include peat moss, processed wood and processed newspaper. All three are more expensive, but have some advantages. Peat moss is very heavy, but is super absorbent and hypoallergenic. Processed wood and newspaper is also very absorbent and hypoallergenic, and also don’t tend to stain the coat. They tend to be very easy to clean, and often are quick to compost.

Cost

Whether we like it or not, cost is always a factor when selecting bedding. It can be hard to justify spending a lot of money just to toss it out the next day. Sawdust is generally the least expensive, usually delivered in bulk. Straw is next on the list, but can be a bit harder to work with. Bagged shavings are fairly expensive, but are a popular choice as they tend to be easy to manage and are nice and fluffy. Peat moss and processed wood or paper are the most expensive, but you also use a lot less of them. Set up costs are high, but long-term they can save money.

Ease of Cleaning

A lot of this is personal preference. There are people who swear by shavings, while others swear by straw. Shavings are generally lighter to handle, and it is easy to remove wet spots and droppings from them. Straw tends to be heavier and can get very soggy. Straw also tends to harbor more odor than shavings. Peat moss is very hard to clean, is heavy, weighing a ton when wet, and tends to pack. Processed wood and paper are very easy to clean, but can be more work to replenish. Often they need to be soaked in water for several hours before spreading, adding to the time required for rebedding stalls.

Disposal

Straw is the easiest bedding to dispose of, especially if you are in an area where you do not have a lot of property. Often mushroom producers will send out a truck to pick up your straw bedding, thus removing it from your farm and taking care of the problem. Straw decomposes well, and can be used or sold as garden manure. Shavings are usually more difficult. Some types of shavings are fairly acidic, and may take a while to decompose. Most mushroom men do not like to use shavings for their produce. Peat moss decomposes quickly, as does processed wood and paper.

Flooring

While the flooring you have may not affect the type of bedding you use, it does affect how much of that bedding you will need. Concrete and asphalt floors are very hard and require deep bedding. Dirt floors are better, and require a bit less bedding, but you still should bed deeply. Rubber mats are a wonderful flooring choice, and greatly reduce the amount of bedding you require. There are even some types of mats that are thick enough to require virtually no bedding at all.

Whatever bedding you choose, it is essential to clean your stalls daily, removing all urine and manure. Keeping your barn clean helps keep your horses healthy, and keeps the odor under control.

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Source by Lydia K Kelly